Networks and currencies

Every payin and payout names a network: a Mobile Money operator, a bank rail or a blockchain. The currency must match the network.

Operators occasionally go into maintenance. Call List available networks to get the networks usable right now, and hide the others from your customers.

Mobile Money

Country	Operator	Network code	Currency	Payins	Payouts
Benin	MTN MoMo	`MTN_BJ`	XOF	✅	✅
Benin	Moov Money	`MOOV_BJ`	XOF	✅	✅
Burkina Faso	Orange Money	`ORANGE_BF`	XOF	✅	✅
Burkina Faso	Moov Money	`MOOV_BF`	XOF	✅	✅
Cameroon	MTN MoMo	`MTN_CM`	XAF	✅	✅
Cameroon	Orange Money	`ORANGE_CM`	XAF	✅	✅
Côte d’Ivoire	Orange Money	`ORANGE_CI`	XOF	✅	✅
Côte d’Ivoire	MTN MoMo	`MTN_CI`	XOF	✅	✅
Côte d’Ivoire	Moov Money	`MOOV_CI`	XOF	✅	✅
Côte d’Ivoire	Wave	`WAVE_CI`	XOF	✅	✅
Côte d’Ivoire	Djamo	`DJAMO_CI`	XOF	✅	✅
Gabon	Airtel Money	`AIRTEL_GA`	XAF	✅	✅
Ghana	MTN MoMo	`MTN_GH`	GHS	✅	✅
Ghana	Telecel Cash	`VODAFONE_GH`*	GHS	✅	✅
Ghana	AT Money (AirtelTigo)	`AIRTELTIGO_GH`*	GHS	✅	✅
Nigeria	OPay	`OPAY_NG`	NGN	✅	✅
Nigeria	MTN MoMo	`MOMO_NG`	NGN	✅	✅
Nigeria	Airtel Money	`AIRTEL_NG`	NGN	✅	✅
Mali	Orange Money	`ORANGE_ML`	XOF	✅	✅
Republic of the Congo	MTN MoMo	`MTN_CG`	XAF	✅	✅
Republic of the Congo	Airtel Money	`AIRTEL_CG`	XAF	✅	✅
DR Congo	Airtel Money	`AIRTEL_CD`	CDF	✅	✅
DR Congo	Orange Money	`ORANGE_CD`	CDF	✅	✅
DR Congo	M-Pesa	`VODACOM_CD`*	CDF	✅	✅
Senegal	Orange Money	`ORANGE_SN`	XOF	✅	✅

* The network code differs from the operator’s current brand name. Mobile Money minimum: 300 per payin (700 for NGN). Phone numbers (msisdn) can be local (97000000) or international (22997000000, +22997000000).

Bank transfers

Network code	Currency	Coverage
`BANK_XOF`	XOF	Benin, Burkina Faso, Côte d’Ivoire, Mali, Senegal, Togo
`BANK_XAF`	XAF	Cameroon, Republic of the Congo, Gabon
`BANK_NGN`	NGN	Nigeria
`BANK_GHS`	GHS	Ghana
`BANK_CDF`	CDF	DR Congo
`BANK_EUR`	EUR	Euro zone (SEPA)
`BANK_USD`	USD	International (ACH / wire)

See Send payouts for the recipient fields each rail needs.

Stablecoins

Network code	Chain	Token standard	Currencies
`ETH`	Ethereum	ERC-20	USDT, USDC
`TRON`	Tron	TRC-20	USDT, USDC
`POLYGON`	Polygon PoS	ERC-20	USDT, USDC

Always send stablecoins on the chain you selected. Funds sent on the wrong chain can be lost.

Currencies

Code	Name	Type	Decimals
`XOF`	West African CFA franc	Fiat	0
`XAF`	Central African CFA franc	Fiat	0
`NGN`	Nigerian naira	Fiat	0
`GHS`	Ghanaian cedi	Fiat	2
`CDF`	Congolese franc	Fiat	2
`EUR`	Euro	Fiat	2
`USD`	US dollar	Fiat	2
`USDT`	Tether	Stablecoin	6
`USDC`	USD Coin	Stablecoin	6

Amounts are always sent as decimal strings in major units — see Requests and responses.

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Mobile Money

Bank transfers

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Currencies

​Mobile Money

​Bank transfers

​Stablecoins

​Currencies

Mobile Money

Bank transfers

Stablecoins

Currencies